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What's Changing

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Highlights for the 2025 Benefits Plan Year

Medical

To view What's Changing for the 2025 benefits plan year, click on the medical carrier logo(s) below. 

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Dental

  • No plan designs changes.

Vision

  • No plan design changes.

Flexible Spending Accounts (FSA) and Health Savings Account (HSA)

  • The maximum health care FSA annual contribution limit for the 2025 benefits plan year is $3,200. The maximum dependent day care FSA annual contribution limit for the 2025 benefits plan year is $5,000.
  • The maximum HSA single contribution limit for the 2025 calendar year is increasing to $4,300. The maximum HSA family contribution limit for the 2025 calendar year is increasing to $8,550.

Disability

  • No plan design changes.

Life and AD&D Insurance

  • Effective January 1, 2025, Basic Company-Paid Life and AD&D insurance coverage will be automatically reduced at ages 65 (to 65% of the plan coverage amount) and 70 (to 50% of the plan coverage amount) for the flat dollar plan options listed in the chart below. Age-based coverage reduction does not apply for flat dollar plans less than $50,000.

Basic Company-Paid Life and AD&D Flat Dollar Amount Options
$50,000
$100,000

Voluntary Benefits

  • No plan design changes.

Other Benefits

NEW! Benefits Decision Support – Powered by Healthee

Benefits decision support* is an integrated application within the TriNet platform that helps your worksite employees better understand the value of their TriNet-sponsored medical, dental and vision benefit options (if applicable), so they can identify the plan(s) that best fit their needs and make informed benefit elections.

Worksite employees can utilize benefits decision support to:

  • Receive support with their medical, dental and vision benefits plan elections
  • Get a better understanding of estimated benefit plan costs, which include both pay-period costs and cost-shares (the share of costs covered by their insurance that they pay out of their own pocket)
  • Receive guidance on network coverage for specific providers
  • Compare benefits between plans

For more information about benefits decision support, please click here for a list of Frequently Asked Questions.

*If offered to your benefits eligible worksite employees, benefits decision support is an optional resource incorporated into their benefits enrollment experience.

Health Advocate

TriNet now provides your eligible U.S. based worksite employees enrolled in a TriNet-sponsored medical plan access to Health Advocate. Whether your worksite employees have questions about how to find health insurance for family members or are overwhelmed with medical bills, the Health Advocate team of nurses and billings and claims specialists can help your worksite employees get the answers they need, saving them time, money and worry. Also, Health Advocate covers your worksite employees and eligible relatives, which may include, their spouse, dependents and even their parents and parents-in-law. Click here for more details.

Commuter Benefits

The maximum commuter benefits monthly contribution limit for the 2025 calendar year is $315 for both qualified parking and public transit expenses.

Employee Assistance Program

No plan design changes to the Employee Assistance Program (EAP).