HR Fast Facts: Which States Extend Dependent Coverage for Children Beyond Age 26?

December 8, 2022・1 min read

1.State exemptions to the Affordable Care Act

The most common age limit for enrolling a child in coverage is age 26, but exceptions may apply. These exceptions are based on the state where a company's health insurance policy was established. If you're not sure where your company's insurance policy was established, please contact your company's administrator.

State exemptions to the Affordable Care Act

In the following states, a dependent is eligible if they meet both of the following criteria to remain on insurance until age

Florida	Unmarried No dependent children.	30
Nebraska	Unmarried State resident or full-time student.	30
New Jersey	Unmarried State resident or full-time student. Requires D30/D31 enrollment	31
New York	Unmarried 29 years of age or under (through a parent's coverage) Requires D0/D31 enrollment	30
Pennsylvania	Unmarried State resident or full-time student. With policyholder's permission	30
Wisconsin	Unmarried Not offered insurance through their employer.	27

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